Car insurance advice?

Hi all I’m currently with More Than and i’m due to renew my insurance within the next week.The problem is i’m not sure if you report a chipped windscreen as a claim??

I’ve had my renewal from More Than which has 3 claims for past year on!!.I’ve had little chip’s repaired on my fiesta (seperate incidents) from when the roads round where i live where redone.On both occasions it involved speeding motorist that have sprayed up grit!!.Both times i went to a local Auto Glass down at my local supermarket and had it sorted. The other claim was when I was in a accident in April This year,which wasn’t my fault & which the other party has accepted liability for.

I’ve noticed on price comparison sites that if i add the 3 claims i can no longer protect my no claims bonus which stands at 5 years!!

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http://businessandfinance.cn/health-insurance.html